That is, of course, if recent trends hold up. As mentioned, more older Americans -- those 55 or older -- are working relative to previous generations. Fearful of not being able to make ends meet in their golden years, they're not letting go of their jobs.
By holding on, of course, they're not passing the baton to younger Americans. So you can see the cycle. Older people keep working. More younger Americans are unemployed. The wealth is hoarded by the old folks. The wealth diminishes in value without anyone (younger Americans) to whom it can be sold.